YSK that your credit card statements include a monthly payment amount that tells you how much to pay to have the card fully paid off in three years, which will save a lot of money versus paying only the minimum.
from /r/YouShouldKnow
YSK認爲，你的信用卡報表包括每月的付款金額，告訴你要付多少錢才能在三年內將卡完全付清，這將比只付最低款節省很多錢。