YSK that if you are a stay at home parent, the work you do, while it holds no economic value, holds a lot of monetary value when you pay someone else to do it. You need life insurance.
from /r/YouShouldKnow
YSK認爲，如果你是一個在家的父母，你所做的工作雖然沒有經濟價值，但當你付錢給別人做的時候，就會有很大的貨幣價值。你需要人壽保險。