YSK that your credit card statements include a monthly payment amount that tells you how much to pay to have the card fully paid off in three years, which will save a lot of money versus paying only the minimum.
from /r/YouShouldKnow
YSK认为，你的信用卡报表包括每月的付款金额，告诉你要付多少钱才能在三年内将卡完全付清，这将比只付最低款节省很多钱。