YSK that if you are a stay at home parent, the work you do, while it holds no economic value, holds a lot of monetary value when you pay someone else to do it. You need life insurance.
from /r/YouShouldKnow
YSK认为，如果你是一个在家的父母，你所做的工作虽然没有经济价值，但当你付钱给别人做的时候，就会有很大的货币价值。你需要人寿保险。