YSK: If you live in America and can't afford a down payment on a home a USDA rural development loan will often cover 100% of the home's cost, If the home is located in an eligible area. You may be able to find a home for less than you pay for rent.
from /r/YouShouldKnow
YSK: 如果您住在美国，无法支付房屋的首付，如果房屋位于符合条件的地区，美国农业部农村发展贷款通常会支付100%的房屋成本。您可能会以比您支付的租金更低的价格找到房子。